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June 01 , 2011

Co-Sign Language: How Guaranteeing a Debt Can Spell Disaster


I sacrificed privacy, luxuries, sanity and all impulses in order to save money, pay off debts and launch my credit score to the stratosphere. So why am I now hounded by creditors, threatened with wage garnishments, dreading finding my bank accounts drained, expecting a lien against my house, buried under thirteen thousand dollars in debt that isn't mine, going to court two states away, and losing a longtime, trusted friend of fifteen years? Because I co-signed a car loan. "Co-Sign Language: How Guaranteeing a Debt Can Spell Disaster" is an informative look into the dangers that relationships can suffer by co-signing loans for the people we care about. When the future looks optimistic, no one wants to believe the worst can happen. Yet outside influences and the savage reality of time prove that no one can predict the road ahead. Someday, someone close to you is going to ask you for financial help or to co-sign a contract. Are you going to politely tell them, "Sorry, I can't help you." and feel the emotional sting of listening to them proclaim, "But why...why?", or are you going to hand them this book and say, "Read this book. This is why."

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