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May 15 , 2011

Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights


Dealing with debt collectors? Learn how to protect your rights and resolve your debts!

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The number of people dealing with collection accounts is staggering: an estimated 30 million Americans have at least one debt in collections. If you are one of them, you are no doubt frustrated and perhaps even frightened by what can happen if you don't pay them.

Debt Collection Answers was written by two consumer advocates who want to help you understand your rights so you can resolve your debts. The authors have answered over 1300 debt collection questions from consumers over the past five years and they understand what many people dealing with bill collectors are up against. You’ll learn:

-How debt collectors who harass you at work or or at all hours may be breaking the law, and how to fight back;

-What collectors can and cannot say to relatives, employers and other people about your debt;

-7 red flags that you are talking to a scammer and not a real debt collector;

-The best and worst ways to pay a debt collector;

-Why paying a collection account won’t usually improve your credit (and what will);

-How to get free legal help - and why the debt collector will have to pay you if they break the law;

Don’t let debt collection accounts ruin your life any longer. Get Debt Collection Answers and take control.

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