“A must-have for any home owner looking to refinance” –Terri Williams, HomeownerAre you paying more than you need to? In this book a mortgage lending insider reveals her answer to this question - and more - in her best selling So You Want to Refinance. If you are baffled by the dizzying array of mortgage companies, sales pitches, and loan…
A handy reference guide to the various properties and energies contained in stones, gems, crystals, and metals, this book can serve as a valuable source for energy work, massage, channeling, healing, and spell work. Those new to the art form will learn about recognizing and evaluating the energies and properties of stones and metal, as well as differentiating between gems, stones, and crystals. Geological aspects of rock and crystal formations are discussed, as well as use in a variety of healing arts.
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