The vast number of foreclosures has reached epic proportions and is affecting people in every economic class. 1.7 million homeowners have received a foreclosure-related notice. I repeat: 1.7 million! Of these 1.7 million homeowners that are late on their mortgage, approximately 1 million of them stand to lose their homes this year alone. Let’s change that! Everyone is overwhelmed; the homeowners are frozen with anxiety. The lenders cannot keep up with the workload, and everyone, I mean everyone, is frustrated about the process. People need help; what they don’t know is that they need to empower themselves and take control of their situation with real information, organization, and determination. This is the only way you can get real help as the crooks have come out of the woodwork, and people do not know whom to trust. The very system that is broken is preaching to people to do this by themselves, but everyone going through this feels lost and strangled in the red tape. This book was written so those people can know that someone does care about them and wants them to be empowered. With this information, they don’t have to be afraid and can operate with confidence, instead of fear, and they can resume their life and once again take a deep breath and finally get a good night’s sleep. This is what this information—if followed step-by-step—can do for you. This book shows you the steps to BE the squeaky wheel if you have to, but be an informed squeaky wheel. When armed with powerful and accurate information YOU are your own BEST advocate. This book can not only provide the knowledge you need to weed through the difficult lender red-tape but also encourage empathy and outside-of-the-box thinking for homeowners, real estate and mortgage professionals as well as housing counselors and bank employees. I honestly don’t think that the average person working for a lender goes home after hours and scours through hours of fun reading on the government’s HAMP guidelines, this book gives you the important knowledge you need to be empowered and knowledgeable without searching everywhere for all the answers. It is the responsibility of you, the homeowner, to empower yourself with information so that you know exactly what you need to do. If you know your stuff, you can fight for your home effectively. Now is not the time to assume that you are being given accurate information. THIS IS YOUR HOME we are talking about, and this matters most to you! Decide to fight but make it an informed fight to SAVE YOUR HOME.